Lufthansa Employee Federal Credit Union

Current Rates:
Effective Date: February 2, 2012


Investment and Loan Rates - No fees, commissions, or service charges & contingent year-end bonus

CD's : MINIMUM DEPOSIT $2,000.00 - INTEREST COMPOUNDED MONTHLY
CD-12 MONTHS			NQ			CD - 18 MONTHS		NQ
				APY					APY
CD - 24 MONTHS			1.25%	1.26%		CD - 36 MONTHS		1.60%	1.61%
				APY					APY
CD - 48 MONTHS			1.70%	1.71%		CD - 60 MONTHS		2.00%	2.02%
				APY					APY
CD - 84 MONTHS (MIN $25K)			2.25%	2.27%		.		.
				APY					APY
MONEY MARKET : UNRESTRICTED FUNDS, MINIMUM $1,500, COMPOUNDED QUARTERLY ON DAILY BALANCE*
POA	JAN	1.29%	1.30%	FEB	1.15%	1.15%	MAR	%	%
	MONTH		APY	MONTH		APY	MONTH		APY
*FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE
*SHARE ACCOUNT* : MINIMUM BALANCE $5 COMPOUNDED QUARTERLY ON DAILY BALANCE
SHARE	1st	1.24%	1.25%
		QTR	APY
*IRA SHARE ACCOUNT* : MINIMUM BALANCE $20 COMPOUNDED QUARTERLY ON DAILY BALANCE
IRA	JAN	2.08%	2.10%	FEB	2.01%	2.03%	MAR	%	%
	MONTH	QTR	APY	MONTH		APY	MONTH		APY
*LOANS*

PERSONAL LOANS - <=60 MO.			4.50%	4.59%		DEP SECURED LOANS		$ MARKET RATE + 1%
				APR
NEW CARS - 24 MO. OR LESS			3.75%	3.82%		36 MONTHS		3.90%	3.97%
				APR					APR
NEW CARS - 48 MO. OR LESS			4.00%	4.07%		60 MONTHS		4.50%	4.59%
				APR					APR
USED CARS - 48 MO. OR LESS			4.50%	4.59%		60 MONTHS		4.75%	4.85%
				APR					APR
*MORTGAGES*
VARIABLE 1ST MORTGAGE - PRIME			- 0.27%	MIN RATE	4.65%	4.75%	MAX RATE	6.75%	6.96%
25% MIN DOWNPAYMENT, MAX AMOUNT $500,000						APR			APR
	**PLEASE SEE CREDIT UNION OFFICIAL
VARIABLE 1ST MORTGAGE - FIXED			4.75%	4.85%	FOR FIRST 3 YEARS, NEXT 3 YRS			5.50%	5.64%
THEREAFTER PRIME RATE			-0.27%	APR			MAX RATE	6.90%	7.12%
*15% OR 25% DOWNPAYMENT REQUIRED							MIN RATE	4.75%	4.85%

VARIABLE 2ND MORTGAGE - PRIME			- 0.27%	MIN RATE	4.90%	5.01%	MAX RATE	7.00%	7.23%
						APR			APR
HOME EQUITY		4.60%	4.70%	Fixed, Max $80K - 9 Years or Less, No Fees
			APR

All rates subject to change daily