Lufthansa Employee Federal Credit Union

Current Rates:
Effective Date: January 4, 2019


Investment and Loan Rates

CERTIFICATE ACCOUNT Min $2,000 - Interest Compounded Monthly
CD-12 MONTHS			NQ			CD - 18 MONTHS		NQ
				APY					APY
CD - 24 MONTHS			2.90%	2.94%		CD - 36 MONTHS		3.00%	3.04%
				APY					APY
CD - 48 MONTHS			3.00%	3.04%		CD - 60 MONTHS		3.10%	3.14%
				APY					APY
CD - 84 MONTHS (MIN $25K)			NQ			.		.
				APY					APY
MONEY MARKET ACCOOUNT Unrestricted - Min $1,500* - Interest Compounded Qrtrly
POA	JAN	2.03%	2.05%	FEB	%	%	MAR	%	%
	MONTH		APY	MONTH		APY	MONTH		APY
* FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE
SHARE ACCOUNT Member Account - Min $5 - Interest Compounded Qrtrly
SHARE	1st	1.24%	1.25%
		QTR	APY
IRA SHARE ACCOUNT Min $20 - Interest Compounded Qrtrly
IRA	JAN	2.20%	2.22%	FEB	%	%	MAR	%	%
	MONTH	QTR	APY	MONTH		APY	MONTH		APY
LOANS

PERSONAL LOANS - 60 MO. OR LESS			5.75%	5.90%		DEP SECURED LOANS		$ MARKET RATE + 1%
				APR
NEW CARS - 24 MO. OR LESS			4.25%	4.33%		36 MONTHS		4.25%	4.33%
				APR					APR
NEW CARS - 48 MONTHS			4.75%	4.85%		60 MONTHS		4.75%	4.85%
				APR					APR
USED CARS - 48 MO. OR LESS			5.35%	5.48%		60 MONTHS		5.55%	5.69%
				APR					APR
MORTGAGES & HOME EQUITY
VARIABLE 1ST MORTGAGE - PRIME			- 0.27%	MIN RATE	4.55%	4.65%	MAX RATE	6.50%	6.70%
25% MIN DOWNPAYMENT, MAX AMOUNT $500,000						APR			APR
	**PLEASE SEE CREDIT UNION OFFICIAL
VARIABLE 1ST MORTGAGE - FIXED			4.55%	4.65%	FOR FIRST 3 YEARS, NEXT 3 YRS			5.25%	5.38%
THEREAFTER PRIME RATE			-0.27%	APR			MAX RATE	6.50%	6.70%
*15% OR 25% DOWNPAYMENT REQUIRED							MIN RATE	4.99%	5.11%

VARIABLE 2ND MORTGAGE - PRIME			NQ	MIN RATE	%	%	MAX RATE	%	%
						APR			APR
HOME EQUITY		5.25%	5.38%	Fixed, Max $80K - 8 Years or Less, No Fees
			APR

All rates subject to change daily