Lufthansa Employee Federal Credit Union

Current Rates:
Effective Date: November 1, 2019


Investment and Loan Rates

CERTIFICATE ACCOUNT Min $2,000 - Interest Compounded Monthly
CD-12 MONTHS			NQ			CD - 18 MONTHS		NQ
				APY					APY
CD - 24 MONTHS			2.13%	2.15%		CD - 36 MONTHS		2.20%	2.22%
				APY					APY
CD - 48 MONTHS			2.23%	2.25%		CD - 60 MONTHS		2.23%	2.25%
				APY					APY
CD - 84 MONTHS (MIN $25K)			NQ			.		.
				APY					APY
MONEY MARKET ACCOOUNT Unrestricted - Min $1,500* - Interest Compounded Qrtrly
POA	OCT	1.79%	1.80%	NOV	1.79%	1.80%	DEC	%	%
	MONTH		APY	MONTH		APY	MONTH		APY
* FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE
SHARE ACCOUNT Member Account - Min $5 - Interest Compounded Qrtrly
SHARE	4th	1.24%	1.25%
		QTR	APY
IRA SHARE ACCOUNT Min $20 - Interest Compounded Qrtrly
IRA	OCT	1.89%	1.90%	NOV	1.89%	1.90%	DEC	%	%
	MONTH	QTR	APY	MONTH		APY	MONTH		APY
LOANS

PERSONAL LOANS - 60 MO. OR LESS			5.50%	5.64%		DEP SECURED LOANS		$ MARKET RATE + 1%
				APR
NEW CARS - 24 MO. OR LESS			4.00%	4.07%		36 MONTHS		4.00%	4.07%
				APR					APR
NEW CARS - 48 MONTHS			4.50%	4.59%		60 MONTHS		4.50%	4.59%
				APR					APR
USED CARS - 48 MO. OR LESS			5.25%	5.38%		60 MONTHS		5.50%	5.64%
				APR					APR
MORTGAGES & HOME EQUITY
VARIABLE 1ST MORTGAGE - PRIME			- 0.27%	MIN RATE	4.25%	4.33%	MAX RATE	6.25%	6.43%
25% MIN DOWNPAYMENT, MAX AMOUNT $500,000						APR			APR
	**PLEASE SEE CREDIT UNION OFFICIAL
VARIABLE 1ST MORTGAGE - FIXED			4.25%	4.33%	FOR FIRST 3 YEARS, NEXT 3 YRS			5.10%	5.22%
THEREAFTER PRIME RATE			-0.27%	APR			MAX RATE	6.25%	6.43%
*15% OR 25% DOWNPAYMENT REQUIRED							MIN RATE	4.99%	5.11%

VARIABLE 2ND MORTGAGE - PRIME			NQ	MIN RATE	%	%	MAX RATE	%	%
						APR			APR
HOME EQUITY		4.17%	4.25%	Fixed, Max $80K - 8 Years or Less, No Fees
			APR

All rates subject to change daily