Lufthansa Employee Federal Credit Union

Current Rates:
Effective Date: November 5, 2018


Investment and Loan Rates

CERTIFICATE ACCOUNT Min $2,000 - Interest Compounded Monthly
CD-12 MONTHS			NQ			CD - 18 MONTHS		NQ
				APY					APY
CD - 24 MONTHS			2.60%	2.63%		CD - 36 MONTHS		2.70%	2.73%
				APY					APY
CD - 48 MONTHS			2.75%	2.78%		CD - 60 MONTHS		3.00%	3.04%
				APY					APY
CD - 84 MONTHS (MIN $25K)			NQ			.		.
				APY					APY
MONEY MARKET ACCOOUNT Unrestricted - Min $1,500 - Interest Compounded Qrtrly
POA	OCT	1.89%	1.90%	NOV	1.89%	1.90%	DEC	%	%
	MONTH		APY	MONTH		APY	MONTH		APY
*FOR AMOUNTS BELOW $1,500.00 RATE IS EQUAL TO SHARE RATE
SHARE ACCOUNT Member Account - Min $5 - Interest Compounded Qrtrly
SHARE	4th	1.24%	1.25%
		QTR	APY
IRA SHARE ACCOUNT Min $20 - Interest Compounded Qrtrly
IRA	OCT	2.08%	2.10%	NOV	2.08%	2.10%	DEC	%	%
	MONTH	QTR	APY	MONTH		APY	MONTH		APY
LOANS

PERSONAL LOANS - 60 MO. OR LESS			5.25%	5.38%		DEP SECURED LOANS		$ MARKET RATE + 1%
				APR
NEW CARS - 24 MO. OR LESS			3.75%	3.82%		36 MONTHS		4.00%	4.07%
				APR					APR
NEW CARS - 48 MONTHS			4.00%	4.07%		60 MONTHS		4.25%	4.33%
				APR					APR
USED CARS - 48 MO. OR LESS			5.10%	5.22%		60 MONTHS		5.25%	5.38%
				APR					APR
MORTGAGES & HOME EQUITY
VARIABLE 1ST MORTGAGE - PRIME			- 0.27%	MIN RATE	4.55%	4.65%	MAX RATE	6.50%	6.70%
25% MIN DOWNPAYMENT, MAX AMOUNT $500,000						APR			APR
	**PLEASE SEE CREDIT UNION OFFICIAL
VARIABLE 1ST MORTGAGE - FIXED			4.55%	4.65%	FOR FIRST 3 YEARS, NEXT 3 YRS			5.25%	5.38%
THEREAFTER PRIME RATE			-0.27%	APR			MAX RATE	6.50%	6.70%
*15% OR 25% DOWNPAYMENT REQUIRED							MIN RATE	4.99%	5.11%

VARIABLE 2ND MORTGAGE - PRIME			NQ	MIN RATE	%	%	MAX RATE	%	%
						APR			APR
HOME EQUITY		5.25%	5.38%	Fixed, Max $80K - 8 Years or Less, No Fees
			APR

All rates subject to change daily